Credit Report Experts

Motivational quotes. I love them. Daily motivational quotes are just a simple reminder that you need to stay focused.

I wanted to share some inspirational quotes that I turn to when I need a quick pick up. If you want to enter our challenge to increase your freelancing income or if you just want to get some momentum going, I recommend you continue reading on.

What are the best motivational quotes?

When youre worried about going after your goals, you need to remind yourself that youre going to be gone one day. This really helps me put things into perspective. No mater how badly your fail or fall on your face, it wont matter. Theres nothing to really be afraid of. For example, if working a second job helps you pay down your student credit card debt, then dont let your pride get in the way.

Ive been guilty of not being full behind my ideas. In the end, others can tell and my results suffer. If you want to start an online business or get an A on your final paper, you need to be behind your argument all of the way. Why go half way? The only point of starting anything is to finish.

Slow down. Why rush? T

Full Post…

Nadya Suleman, more famously known as “Octomom”, has filed for Chapter 7 bankruptcy, according to ABC News.

Suleman became famous after giving birth to octuplets who were the result of an assisted reproductive technology procedure. She is a mother of a total of 14 children.

Suleman claims she owes creditors between $500,000 to $1 million. According to court documents she has less than $50,000 in assets.

Octomom’s most recent public payday was a highly publicized semi-nude feature for U.K magazine Closer in which she was reportedly compensated $10,000.

Creditors of Suleman’s include Verizon Wireless, Kaiser Permante, DirectTV, Sylvan Learning Center and the owner of her home that was recently the subject of news stories due to the poor living conditions the children were reportedly to be living in. According to CBS News, Octomom owes more than $30,000 to the owner of the four-bedroom home that she currently is renting in California.

Earlier this month Suleman reportedly received death threats after announcing that she had gone on state assisted food stamps in California, according to Reuters.

In an attempt to earn income to potentially pay off creditors, Suleman has recently announced that she will be performing in a pornography video. The amo

Full Post…

Recent reports indicate that the number of Arizonans who filed for bankruptcy (Chapter 7 bankruptcy, Chapter 13 bankruptcy, etc.) fell in April, continuing an overall decline for the first quarter of 2012.

According to The Arizona Republic, there were approximately 1,999 bankruptcy filings in the Phoenix-area during April 2012 as compared with 2,748 bankruptcy filings in April 2011, a 27 percent decline. In addition, bankruptcy filings for April 2012 were four percent lower than for March 2012.

Regarding the entire state, there were approximately 25 percent fewer bankruptcy filings in Arizona during April 2012 as compared with April 2011, and 3 percent fewer bankruptcy filings in April 2012 as compared with March 2012.

(Chapter 7 filings were found to comprise 87 percent of April’s bankruptcy filings here in the Phoenix metro area.)

Experts believe that the primary reasons for the relatively steady decline in bankruptcies across Arizona — filings have declined for 15 straight months on a year-over-year basis — are an improving economy, lower unemployment rate, greater extension of loans by lenders and a continued focus on cutting costs.

“Families and business continue to cut costs to improve their financial stability,” said Samuel J.

Full Post…

Economist Paul Krugman, no lightweight when it comes to fiscal knowledge, recently debated sometime Republican presidential candidate Ron Paul on the issue of his Pauls prediction of runaway inflation, and criticized the politicians vague references to ancient history by way of response. Krugman contends that it is no accident that politicians cite murky historical anecdotes as a way to establish credibility for positions on current affairs, despite having a centurys worth of well-documented knowledge from which to draw if only it supported the desired conclusion.

Paul Krugman comments:

The things I do for book sales. I debated, sort of, Ron Paul on Bloomberg.Video here. I thought we might have a discussion of why the runaway inflation he and his allies keep predicting keeps not happening. But no, he insisted (if I understood him correctly) that currency debasement and price controls destroyed the Roman Empire. I responded that I am not a defender of the economic policies of the Emperor Diocletian.

Actually, though, appeals to what supposedly happened somewhere in the distant past are quite common on the goldbug side of economics.

Full Post…

Vincent Howard and our Rubidoux consumer bankruptcy lawyers were interested to see a case with an unusual homestead exemption at issue. In In re Jefferies, the Bankruptcy Appellate Panel of the Ninth U.S. Circuit Court of Appeals ruled that Jack Jefferies may not exempt money received from his former homestead under Washington’s homestead exemption. Jefferies received a final divorce decree in December of 2010, and the court order awarded him an “equalizing judgment” of $40,800 in exchange for his interest in the marital home, which was retained by his former wife. His Chapter 7 trustee objected to his attempt to exempt this money under the homestead exemption, and the bankruptcy court for Western Washington sided with the trustee. On appeal, the BAP of the Ninth Circuit affirmed.

Jefferies moved out of the marital home in 2009 and was granted a divorce in December of 2010. In his March 2011 bankruptcy petition, he claimed $47,000 as “proceeds of sale of homestead” under Washington state bankruptcy exemptions, saying the equalizing judgment constituted sale proceeds.

Full Post…