Credit Report Experts

Well if you want to get really technical about it, then yes there is, I mean you can get 2 free weeks of monitoring from out site. The more honest answer is no, there is not a site where you can get free credit monitoring. Ok, well at least none that I have come across, and I do keep an eye on what is going on in the credit world! Most of you who are searching for this term in the Googles will come across a ton of sties that offer “free credit monitoring” or “free credit scores” you just have to look at the fine print. These sites are giving away a trial period anywhere from 1 day to 30 days, and then after that you will be charged a monthly rate. And if you land on one of these sites, and there is not fine print telling you what you will be charged then run, run very fast from that site! And never look back…

So why have a free trial offer?

Well I can not speak for any other site except ours, but we do it because we know you are going to like what you see. I mean you found our site most likely searching for credit monitoring or some other similar term right? So hopefully you are actually looking for a credit monitoring service, if not, well I am not sure why you are reading this blog! But hey I

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We looked at the idea of taking risks in your 20s. Regardless of how you feel about the notion of taking chances with your time and money, I wanted to share some investment risks that I believe are worth taking in your 20s.

Going back to school to upgrade your skills.

If youre not happy with your current spot in your company or with how much money youre earning, you always have the option to upgrade your skills. This is a risk because youre going to give up an income if you have to quit your job to go back to school. The other risk is the time involved. If youre in your late-20s, youre giving up a few good years.

On the upside, this risk is definitely worth taking because investing in yourself is much more beneficial than complaining about your income or your job. By upgrading your skills you can increase your income, find a new job that you enjoy much more, and even improve your self-worth.

Starting some sort of a business.

As you can tell by now, Im a huge fan of starting your own business in your 20s. The beauty is that you can start a side business with no money right now.

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In our last few posts, we have been discussing the historic $25 billion settlement agreement between the attorneys general of more than 40 states and the five major banks (Wells Fargo, JPMorgan Chase & Co., Bank of America, Ally Financial and Citigroup) concerning widespread abuses in the mortgage industry and fraudulent foreclosure practices.

Interestingly, there is another component of the settlement that is now generating a significant buzz across the country: relief for active duty and deploying armed forces personnel whose lenders violated federal laws prohibiting mortgage abuses among service members.

According to federal officials, those military members who lost their homes due to deceptive foreclosure tactics or who were otherwise denied interest rate reductions on their homes will be eligible for some measure of relief.

Specifically, Ally Financial, Citigroup and Wells Fargo are required under the terms of the settlement to provide every service member who was victimized by wrongful foreclosure with a minimum of $116,785, as well as interest and lost equity.

JPMorgan Chase has already provided some measure of financial compensation to many victimized service members under the terms of a private settlement.

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Are debt collectors getting pushier?  More and more say “yes” as a growing percentage of people are facing insurmountable debt problems, often accompanied by overly aggressive collection efforts from debt collection agencies.  Many consumers report that harassment by collectors is in fact one of the main reasons they finally decided to seek either Chapter 7 or Chapter 13 bankruptcy protection.

• Creditors seem to assume that debtors can come up with extra money to pay their debts if only they become “strongly motivated” to do so.  Unfortunately, many debt collectors are resorting to overly aggressive collection efforts.
  • D

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The Corona foreclosure defense lawyers at Howard Law, P.C., have written here several times before about calls for widespread reductions in loan principal for homeowners whose homes are underwater. This solution is strongly opposed by the banking industry and its lobbyists, but economic studies have shown that it’s the best, and possibly the only, way to help the housing market recover from its downturn. A Jan. 25 article in the Washington Post reinforced that call, quoting economists from Moody’s and other organizations not generally considered political. They say more and more economists believe principal reductions would be most effective, echoing calls fair housing advocates have made for several years. The article contrasted this with the approaches taken by President Obama and the Republicans seeking to replace him, both of whom proposed less drastic solutions.

The president’s proposal outlined in the article would allow refinances even for borrowers who are underwater. This would allow them to take advantage of the current very low interest rates, freeing many from the high interest rates they were locked into during the housing bubble.

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